This statute requires lenders to give homeowners the option of requesting loan mitigation analysis prior to foreclosure. It also allows homeowners to request mediation after foreclosure is filed. Once mediation is requested, the case is referred to the Maryland Office of Administrative Hearings, where the case will be mediated by administrative law judges. The statute also institutes a $300 filing fee for foreclosure cases, as well as a $50 fee homeowners would pay when requesting mediation.
Maryland Code, Real Property Article, Title 7-105.1: Residential property foreclosure procedure; mediation
Maryland Legislature. Maryland Code, Jan. 1, 2019http://www.lexisnexis.com/hottopics/mdcode/